Currency & Identification

The Firmament has a universal currency, the credit and bit, but exactly how that currency is used to buy and sell things depends on where you currently are. In the most distant parts of the Rim, the credit isn’t used at all. After all, it’s only useful if you regularly trade with the rest of the Firmament. Some places prefer to trade in precious metals, or simply barter.

Credits are usually stored in a bank account, but they can also be kept on a datapad or terminal. They’re totally electronic - paper money simply doesn’t exist any more. That doesn’t mean that cash itself has died out, though. It has just been replaced with the credit cartridge, which is a portable way to carry money. Credit carts are’t connected devices, they just transfer credits via short-range wireless. As such, they fulfil all the roles that cash has traditionally occupied.

   
Type Amount
A lot of money for a slum-dweller $50
A lot of money for an ordinary worker $500
A lot of money for a comfortable professional $2500
A lot of money for a wealthy person $25K
A lot of money for an oligarch $1M
Petty crime $50
Low-level crime $500
Serious crime $5000
Elite crime $25K+
Low-level wetwork $5000
Serious wetwork $50K
Elite wetwork $250K+

A guide to payouts for crime jobs:

Identifying Yourself

The Firmament has a universal system of identification - basically a birth certificate, passport and credit history rolled into one. Known as your “imprint”, it is associated with biometric data, credit and purchase history, crminal records, and so on. However, how widely it is used and monitored varies widely depending on where in the Firmament you currently are.

On the Rim, universal identification is basically not a thing. You might have an imprint if you were born in a big city, but it’s not uncommon for the majority of a planet’s population to go without one. Transactions on the Rim rarely take the imprint into account; far more important are documents like deeds of ownership or gun licenses. These are things whose purpose is not to track and identify you, but to prove you are who you say you are. Using anonymous datapads and credit cartridges is completely normal, and even grid transactions can be difficult to trace. Tracking people down tends to be a matter of old-fashioned detective work.

In the Territories, pretty much everyone has an imprint unless they were born in a warzone or something. You can usually get away with “anonymous” payments using an unregistered credit cart or datapad for most things. If you want to buy movie tickets, food, public transport, or even send money to someone, you won’t have too much trouble. Significant purchases are likely to be a “verified transaction”, though, and require identification. If you want to buy a gun, rent a car, form a company - you’ll need to use a payment method that is associated with your imprint. If you use a datapad to make a verified purchase associated with your real identity, then that same datapad hacks into a corporate node - you’re in trouble.

In the Foundation, identification and surveillance are ubiquitous. Citizens are required to be identifiable at all times - natives are implanted with a microchip at birth - and the extensive surveillance apparatus is wired directly into biometric databases. Just walking down the street, you’re probably recorded and run through a dozen biometric databases. All payments are verified transactions, and unregistered datapads or credit cartridges raise instant red flags. Every transaction is tracked and logged.

Staying Anonymous

As long as there are systems designed to identify individuals and make them accountable, there will be people trying to find ways to circumvent these systems.

To make anonymous payments, an unregistered credit cartridge your best bet - though even these have a serial number that gets recorded when you make a payment, and can be cross-referenced and tracked. It doesn’t get really tricky until you’re talking about verified transactions - they need to be associated with someone’s imprint. If you want to buy a gun from a legitimate dealer without it being linked to your identity, you need someone to hack into a government database and fabricate a false identity for you.

When it comes to false identities, they come in a few classes: